Released on Thursday 29 January 2026, the latest Report on Government Services from the Productivity Commission shows the housing and homelessness crisis continues to worsen across Australia.
The report finds that more than two in five (43%) of low-income renters were experiencing rental stress and were at risk of homelessness in 2024–25, despite receiving Commonwealth Rent Assistance (CRA). It also reveals that one in three people (more than 56,000 people) who needed crisis or longer-term accommodation were unable to receive help from homelessness services due to the shortage of available housing.
Social housing waitlists remain unacceptably high, with more than a quarter of a million households (254,571 applicants) waiting for social housing, including 122,457 in greatest need on priority waitlists, a 12% increase.
Mission Australia Deputy CEO Ben Carblis said the report shows how hard it is for people on low incomes to stay housed.
“This data shows just how difficult it is for people to find and keep a safe, secure and truly affordable home,” Mr Carblis said.
“Even with assistance, many people are being priced out of housing and pushed closer to homelessness. Across Australia, up to 3.2 million people are at risk of losing their home from just one life shock like a rent increase, job loss or eviction.”
He said income supports are not keeping up with housing costs.
“Commonwealth Rent Assistance isn’t keeping pace with rents. When payments fall behind, people fall behind on rent, and that puts them at risk of homelessness,” he said.
“We urgently need the maximum rate of rental assistance increased by at least 60%, alongside a review of rental subsidies so they genuinely reflect housing costs. Increasing JobSeeker and other income support payments to at least $589 a week will also help people cover the basics and stay housed.”
Mr Carblis said homelessness services are under growing pressure, while pathways into stable housing are shrinking.
“Demand for homelessness and housing services continues to rise. In just one year, Mission Australia’s homelessness services saw a 19% increase in demand,” he said.
“Every hour, more than 3,200 people in Australia seek help from homelessness services like those provided by Mission Australia. At the same time, our frontline staff face huge barriers helping people move out of homelessness because there simply aren’t enough affordable homes available.”
He said the evidence shows prevention works.
“Almost all people who accessed our tenancy support services – 98% – were able to stay living in their homes and avoid homelessness,” he said.
“This shows that with a safe, secure home and the right support, delivered at the right time, homelessness can be prevented.”
Mr Carblis said building new housing must go hand in hand with support.
“At a minimum, one in every ten new homes built should be social or affordable housing. And these homes must be paired with the right support, particularly for people leaving homelessness or with complex needs, so families and individuals can stay housed and rebuild their lives.”
Ahead of the May Federal Budget, Mission Australia is calling for stronger action focused on prevention and long-term solutions.
“We need a National Housing and Homelessness Plan that prioritises prevention and stability, not just crisis response,” he said.
“A $500 million Homelessness Prevention Transformation Fund would help people earlier, before rental stress turns into homelessness.”
“While current government commitments are welcome, they don’t yet match the scale of need. Around 640,000 households are currently unable to access affordable housing, and without decisive action this number will grow significantly in the years ahead,” Mr Carblis said.
“Homelessness isn’t inevitable. With the right investment and leadership, Australia can stop homelessness before it starts and make sure everyone has a safe place to call home.”
Read more:
Submission: National Housing & Homelessness Plan | Mission Australia
Aimee Meredith – National Manager, Media & Public Affairs, Mission Australia
2 thoughts on “Mission Australia’s response to the 2026 Report on Government Services – Housing and homelessness”
How is the Uniting Church Synod of NSW.ACT seeking to provide housing for those at risk or on low incomes or already homeless?
How is the Uniting Church Synod of NSW.ACT lobbying the government to look at the housing crisis?
I have read the Mission Australia Housing and Homelessness report, and it misses the most vital part.
It fails to mention the tax relief for investment property owners. These benefits for the rich drive up house prices and rents all the time. As Alan Kohler pointed out on the news on the 11th February, investors in housing now borrow almost as much as home owners, and of course, the poorer people can’t get on the ladder at all. At the same time, every government initiative to help first time buyers is a grant or other device which just enables estate agents and investors to say that sale prices can go up, and as the investors are best placed to buy, they can outbid almost everyone else, especially those at the bottom. Estate agents have appeared on TV admitting this is the case. Then the rents go up and people are on the streets. If housing benefits go up, but investors are left to treasure their greed, rents will go up to absorb the increased benefits.
That is how wealth is transferred from the poor and the taxpayer to the rich. Wonderful, isn’t it!
These are the joys of unrestrained greed and capitalism. If Labor had any of its old socialist principles, it would deal with this as Whitlam tried to do, but as most MPs and Senators of all parties at State and Federal level are investment property owners, nothing will be done. Jim Chalmers may say that tax reform is still on the table, but as an investor himself he cannot be expected to hurt himself and the rich..
Greed rules Australia, and if you do not agree with what is said above, you just prove that I am right. This is not a lucky country, nor does it believe in a fair go. It’s myths are ridiculous.
Terry Stanton. 2444